No. You need a good lawyer and you need one now. There are several good reasons for retaining legal counsel. First, be aware that – no matter when you hire your lawyer – you must pay him or her the same board-regulated fee of 25 percent whenever your case settles. That could take six months, a year, or longer. In the meantime, why would you not want to have an attorney handling all the day-to-day frustrations such as declined prescriptions and late checks?
In fact, many lawyers love it when their clients put off hiring them until the end of a case because it means that they have to do none of the grunt work and, by simply making a few phone calls, earn the same fee. Mr. Gilbert does not like being called in late because he does not wholesale cases. His first priority is the success of your case, and this is not achieved if you wait to retain legal counsel.
When an attorney is called in late, several things have already occurred. First, it means that the insurer has been riding roughshod on your case while posturing for its lowest value. Insurance companies do this by restricting your medical benefits, securing unfavorable reports and work releases, hiding benefits, and avoiding necessary or beneficial treatments and modalities. For example, why would they volunteer to tell you that you are entitled to receive an adaptive hunting tree stand?
Second, when you wait to hire an attorney, this means that you have not been countering the insurance company’s strategies, supporting and insisting upon all the extra benefits, and positioning your case to establish its maximum value. It is much harder to resolve a case for full value if it has been manipulated by the insurer for a long time. In such cases, the lawyer must either accept the wholesale value or attempt to undo what the insurer has done.
This process is not only more difficult but can take months if not more to resurrect the case. Sometimes in these types of cases, a record is established that can’t be undone. As a result, retaining a lawyer early on and obtaining the benefits of both housekeeping and case building is absolutely critical to the overall success of your claim.